What is your best solution?
Most likely you have more than one option...
When you go to a bank, you are getting the choice of ONLY what they are equipped to offer...kinda like when you go to a brokerage and they have "products of the day".
Maybe a bank's product is the best...maybe a private lender's product is more suitable.
You will find that in today's world of finance, lenders are forced to compete.
Why not have them compete for you?
Schedule a call and tell me more about what it is your business goals are and what terms you might be looking for.